Your claim, our tools.
SettleYourClaim helps you handle your own property insurance claim — free to organize and track, from filing through settlement. And if the numbers don't add up, it turns your documents into a clear, evidence-backed response you can send yourself, for a flat $250.
Start free. Pay only if you need the tools.
The Claim Organizer is free for your whole claim. The Full Toolbox is there if you need it.
Claim Organizer
$0
Your complete claim guide, start to finish. Step-by-step from filing through settlement — track every deadline, decode your policy, organize your documents, and know your next move at each stage. Free for the life of your claim.
Start free
Full Claim Toolbox
$250 /claim
We read every document from your insurer — their estimate and engineer's report — and draft clear responses for you to review and send, plus side-by-side comparisons, a built-in roof replacement estimate generator, and unlimited document storage.
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Free — and it guides your whole claim
Step-by-step help opening your claim — what to report, what to say, and what to keep.
Every date that matters for your state and policy, tracked so nothing lapses.
Coverage, limits, and your deductible explained in plain English.
Documents, photos, and a dated contact log — in one place, searchable.
Clear guidance at every stage, from first notice through settlement.
Payments, held-back depreciation, and what's still owed — nothing left behind.
Three steps to a stronger claim.
Your policy, their decision, your response — we do the heavy lifting in the middle.
Upload your documents
Your policy and the insurer's decision or estimate. We read them and explain what they actually say.
We build your response
A plain-English letter that lines their decision up against your policy, point by point — every figure sourced from your own documents.
You review and send
Edit anything, then send it to your adjuster in your own name. You stay in control of your claim the whole way.
Documents that read like they cost a lot more than the flat fee.
Every report is built from your own documents — your policy, their estimate, and their engineer's own words.
Your policy, in plain English
The coverage, deductible, and fine print that decide your claim — explained so nothing catches you off guard.
Their estimate, checked
The estimate compared line by line against a full scope of your damage — anything missing or not fully accounted for, flagged.
A ready-to-send response
A clear, evidence-backed letter built from your documents — yours to review, edit, and send.
Before you upload.
Am I allowed to handle my own insurance claim?
Yes. Policyholders have the right to prepare, document, and negotiate their own claims. SettleYourClaim is self-service software that helps you build that documentation — we are not a public adjusting firm or a law firm, and we never communicate with your insurer or act on your behalf.
What if my claim is too complex for a DIY approach?
Then hire a licensed professional — sincerely. Large or litigated losses, missed deadlines, and suspected bad faith are worth expert help. Everything you build here transfers with you: an organized, well-documented claim file makes any professional you hire more effective from day one.
Do you guarantee a better settlement?
No, and you should be skeptical of anyone who does. Outcomes depend on your policy, your damage, your documentation, and your insurer. What we guarantee is a professional-grade, evidence-based report built from your actual documents.
Your claim. Your evidence. Your call.
Start free, get your policy explained in plain English, and see exactly how the insurer's numbers line up against your documentation — before you hand anyone a percentage of your settlement.
Start free